Can my homeowners insurance carrier cancel my insurance after three claims?

When you sign an application with a new homeowners insurance carrier the insurance carrier has 60 days to inspect the house and determine if they would like to continue on the policy. If you have filled out the homeowners insurance application properly this is rarely a problem.

However, within that 60 a homeowners insurance carrier can cancel your coverage if they like.

After the first 60 days they cannot cancel your policy until renewal no matter how many claims you have. But if you do have multiple claims the insurance company can cancel your coverage at renewal.

Watch this video “Can my homeowners insurance carrier cancel my insurance after three claims?” for more details:

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This is video #28 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

created by Ryan Hanley

Can my homeowners insurance carrier cancel my insurance after three claims? by
Ryan Hanley

Ryan Hanley

Director of Marketing at The Murray Group
Ryan is the Director of Marketing for The Murray Group Insurance Services, Inc. Ryan is also the Founder of Content Warfare Podcast, one of the fastest growing podcasts on iTunes dedicated to digital marketing.
Ryan Hanley
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  1. Homeowner’s Insurance companies have been highly un-profitable over the past 5 years.  If you get cancelled/non-renewed due to claims experience you could pay 2 to 3 times your current premium.  This is a good post! 

    • Thanks Chris!  I agree.  This topic is something that can really frustrate consumers so it’s important to understand the realities of the situation.

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