When you sign an application with a new homeowners insurance carrier the insurance carrier has 60 days to inspect the house and determine if they would like to continue on the policy. If you have filled out the homeowners insurance application properly this is rarely a problem.
However, within that 60 a homeowners insurance carrier can cancel your coverage if they like.
After the first 60 days they cannot cancel your policy until renewal no matter how many claims you have. But if you do have multiple claims the insurance company can cancel your coverage at renewal.
Watch this video “Can my homeowners insurance carrier cancel my insurance after three claims?” for more details:
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This is video #28 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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created by Ryan Hanley