Does my credit rating influence my car insurance premiums?

Credit Rating Influence my Car Insurance Premiums

We sell auto insurance policies all day long. More and more new clients are asking, “Does credit rating influence my car insurance premiums?”

This is a very important question because the answer is “yes”. In New York State, your credit rating absolutely influences your car insurance premiums. If two individuals apply for car insurance, share the same underwriting attributes, but one has a lower insurance score, than the the individual with the LOWER credit score is going to pay more.

Watch this video “Does My Credit Rating Influence My Car Insurance Premiums?” for more details:

Welcome to The Murray Group Solution Center

This is video #85 of a 100 insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

created by Ryan Hanley

Does my credit rating influence my car insurance premiums? by
Ryan Hanley

Ryan Hanley

Director of Marketing at The Murray Group
Ryan is the Director of Marketing for The Murray Group Insurance Services, Inc. Ryan is also the Founder of Content Warfare Podcast, one of the fastest growing podcasts on iTunes dedicated to digital marketing.
Ryan Hanley
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  1. JPGreene

    For more on credit-based scoring…from the insurer perspective…see this report:


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