How is a business owners policy (BOP) different from general liability?

When you think of business insurance what is the first coverage that comes to mind? It’s most likely General Liability. General Liability provides defense and coverage against slips, trips and falls as well as 3rd party property damage (Among other things… This is just a generalization of the coverage to give you an idea).

General Liability is a very important coverage to your business, but it is only one of the many coverages that you need to properly protect your business.

A Business Owners Policy or BOP is a package of coverages, including General Liability, that have been grouped together to provide at minimum amount of coverage for many of the common losses faced by a business.

Not every business has access to a BOP policy because of the unique exposures that business might have.

Watch this video “How is a Business Owners Policy Different From General Liability?“ for more details:

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This is video #69 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

created by Ryan Hanley