Life Insurance serves as a foundation for any financial plan.
With so many options when choosing a NY life insurance product, it’s understandable that you may feel a bit frustrated. Work with The Murray Group to ensure that you are purchasing the right type of life insurance for your family and you.
Products include, but are not limited to:
NY Term Life Insurance
Term life insurance is generally an inexpensive way to purchase a New York life insurance policy. The death benefit and premium are guaranteed for the term your purchase. Term life insurance periods max out at 30 years. To read more about NY term life insurance, click here.
NY Universal Life Insurance
Universal Life insurance (UL) provides a death benefit, as well as a cash account that earns interest. Unlike Whole Life insurance, Universal life insurance offers you flexibility in terms of paying insurance premiums.
NY Whole Life Insurance
Like Universal Life insurance, Whole Life insurance (WL) provides a death benefit and a cash account that earns interest. Whole life insurance policies yield dividends, which can be paid in cash or used to increase the death benefit paid when you pass.
NY Disability Insurance
Disability Insurance (DI) provides up to 66% of your income if you are unable to work due to a covered accident or illness. NY Disability insurance assists you in satisfying your daily financial obligations until you are able to return to work.
NY Long-Term Care Insurance
Long-Term Care Insurance (LTC) is designed to cover the cost of long-term health care if you have a condition that prevents you from functioning on your own.
To learn more about life insurance and receive your NY life insurance proposal, call us today at (518) 456-6688 or click here to email us.