An umbrella policy is a liability insurance policy that provides an extra layer of coverage over and above your underlying insurance policies which may include auto, home, boat, or rental property.
There are also commercial umbrella policies that sit over the top of business, business auto, and workers compensation insurance policies.
Why do you need an umbrella policy?
Because we live in a society where people sue each other and when you have that worst day… When something really awful happens you want to make sure that your assets are protected.
An umbrella policy helps with that.
Watch this video “What is an Umbrella Policy and Why Would I Need One?“ for more details:
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This is video #53 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
If you have additional questions regarding umbrella insurance or if you would like to discuss and receive a quote for a umbrella insurance policy use the link below:
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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.
created by Ryan Hanley