A pre-existing condition on a health insurance policy is any prior medical condition you have developed or sustained prior to purchasing the health insurance policy.
On most health insurance policies pre-existing conditions are only a concern if the policy holder did not have prior coverage with another health insurance carrier.
In the case of no prior insurance the health carrier will exclude coverage for six months to a year before providing coverage for that condition.
Watch this video “What is Considered a Pre-Existing Condition on Health Insurance Policy?” for more details:
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