What is considered a pre-existing condition on health insurance policy?

A pre-existing condition on a health insurance policy is any prior medical condition you have developed or sustained prior to purchasing the health insurance policy.

On most health insurance policies pre-existing conditions are only a concern if the policy holder did not have prior coverage with another health insurance carrier.

In the case of no prior insurance the health carrier will exclude coverage for six months to a year before providing coverage for that condition.

Watch this video “What is Considered a Pre-Existing Condition on Health Insurance Policy?” for more details:

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This is video #49 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

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created by Ryan Hanley

What is considered a pre-existing condition on health insurance policy? by
Ryan Hanley

Ryan Hanley

Director of Marketing at The Murray Group
Ryan is the Director of Marketing for The Murray Group Insurance Services, Inc. Ryan is also the Founder of Content Warfare Podcast, one of the fastest growing podcasts on iTunes dedicated to digital marketing.
Ryan Hanley


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