What is hired and non owned auto liability insurance?

Hired and non-owned auto liability insurance is a coverage found most often on business auto policy or the business owners policies (BOP).

The coverage provides protection for the business in the event an employee gets into an at-fault auto accident while driving their own personal vehicle or any other vehicle not owned or a rented vehicle during the course of their work duty.

Example: You send John Smith from accounting for envelops at the stationary store and he blows through a red light and causes bodily injury. If the business is sued hired and non-owned auto insurance responds.

Watch this video “What is hired and non-owned auto liability insurance?” for more details:

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This is video #39 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

created by Ryan Hanley

What is hired and non owned auto liability insurance? by
Ryan Hanley

Ryan Hanley

Director of Marketing at The Murray Group
Ryan is the Director of Marketing for The Murray Group Insurance Services, Inc. Ryan is also the Founder of Content Warfare Podcast, one of the fastest growing podcasts on iTunes dedicated to digital marketing.
Ryan Hanley
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