Hired and non-owned auto liability insurance is a coverage found most often on business auto policy or the business owners policies (BOP).
The coverage provides protection for the business in the event an employee gets into an at-fault auto accident while driving their own personal vehicle or any other vehicle not owned or a rented vehicle during the course of their work duty.
Example: You send John Smith from accounting for envelops at the stationary store and he blows through a red light and causes bodily injury. If the business is sued hired and non-owned auto insurance responds.
Watch this video “What is hired and non-owned auto liability insurance?” for more details:
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created by Ryan Hanley