What is water back up and sump pump failure insurance?

Water back up and sump pump failure coverage is an endorsement to the homeowner insurance policy that provides coverage to property damaged by water that backs up into the home through pipes, drains, sewer, water-service, sump pump and any other type of fluid transfer system from the house.

Water backup is very common in areas where the public water systems are old such as the Albany, Schenectady, Troy Metro areas.

It is important to understand the water back up and sump pump failure coverage is an endorsement to the homeowners insurance policy.  This coverage Does Not come standard.  You have to add the coverage and in most cases pay an additional premium otherwise you do not have coverage for this type of loss.

Water Back Up and Sump Pump Failure Coverage Explained

Watch this video “What is water back up and sump pump failure insurance?” for more details:

Welcome to The Murray Group Solution Center

This is video #18 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

If you have additional questions regarding water backup and sump pump failure insurance or if you would like to discuss and receive a quote for a homeowner insurance policy use the link below:

Contact Murray Group Insurance Expert

If you prefer to call our office number is – (518) 456-6688

You can also connect with The Murray Group further on The Murray Group Facebook Page.

If you are not quite ready to contact us about your insurance but enjoyed and/or found the information in this post useful we would very much appreciate you posting a review on GoogleYelp or Facebook.

Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

created by Ryan Hanley

What is water back up and sump pump failure insurance? by
Ryan Hanley

Ryan Hanley

Director of Marketing at The Murray Group
Ryan is the Director of Marketing for The Murray Group Insurance Services, Inc. Ryan is also the Founder of Content Warfare Podcast, one of the fastest growing podcasts on iTunes dedicated to digital marketing.
Ryan Hanley
Click to Subscribe

Trackbacks

  1. […] Water and Sump Pump Backup is an endorsement to the Homeowners Policy that is often forgot about by first time home buyers.  A homeowners insurance policy in its standard form will not cover water that is “backed up” through a drain, toilet, etc.  If you own a Sump Pump and it fails or is over-loaded, you also not covered for damage or clean up of water. […]