Personal Insurance How does pay-as-you-go workers comp help my business? Pay-as-you-go workers comp allows employers to pay their workers compensation premiums as they pay payroll. This is a great tool…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Does Homeowners Insurance Cover a Nuclear Explosion? In New York State the standard homeowners insurance policy does NOT cover a loss from Nuclear accident.The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is an Independent Insurance Agent? What defines an Independent Insurance Agent is our ability to shop your insurance through multiple carriers. Our job is help…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance If my garage burns down, will my homeowners insurance cover my car? If your car is parked in your garage and there is a fire that causes damage to the car your…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Does changing my insurance company affect my credit score? Changing your insurance carrier has NO effect on your credit score. You can change as often as you like and…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What happens to my comp and collision premium as my car loses value? Over time as your car loses value the premiums you pay for physical damage coverages Comp and Collision should go…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is physical damage coverage on a car insurance policy? Physical Damage coverage on your auto insurance policy is coverage for damage done to your car. Now if someone else…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Does my credit rating influence my car insurance premiums? More and more new clients are asking, "Does credit rating influence my car insurance premiums?"The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Why does the insurance company audit my business every year? If you have an Auditable policy the insurance carrier will contact you ever year to get updated figures on whatever…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Will I have to pay more for insurance because I’m young? The reality of auto insurance is that young drivers are going to pay more than their more experienced counterparts.The Murray Group Insurance & Financial ServicesJune 28, 2018