Personal Insurance What are the exclusions on a general liability policy? There are many exclusions on a General Liability policy just on the standard forms and then each individual insurance carrier…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Why is there life insurance for children? However, most life insurance policies bought on the lives of children are not purchased as a means of providing financial…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Is my employer sponsored life insurance plan enough? Employer sponsored life insurance is a wonderful benefit to receive as an employee. However, just because life insurance is offered…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Do I need more than the state minimum coverage? The quick and easy answer to this is yes. You should have more insurance coverage than the state mandated minimum…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What makes landlord insurance different from homeowners insurance? At the 10,000 foot view, the major difference between a landlord policy and a homeowner policy is that a landlord…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How does my credit score effect my insurance premium? According to the Federal Trade Commission, based on the numerous studies that have been done on the issue of credit…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Is flood covered under homeowners insurance? Flood loss is absolutely NOT covered on your homeowners insurance. Flood is covered by a separate individual policy which can…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Can my homeowners insurance carrier cancel my insurance after three claims? After the first 60 days they cannot cancel your policy until renewal no matter how many claims you have. But…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How does an umbrella insurance policy work? In the case of a personal umbrella underlying policies would include auto insurance, homeowners insurance, boat insurance, rental property insurance,…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is the importance of being the first named insured on an insurance policy? The importance of having the first named insured listed correctly on any insurance policy is because of the rights and…The Murray Group Insurance & Financial ServicesJune 28, 2018