This week on the Mortgage Monday show Jim Cardinal and Alexis Meeks discuss how improving your credit score through a simple tool and small actions can have a immediate impact on the quality of mortgage you can receive.
It’s important to note right off the top that anyone selling you quick-fix solutions to improving your credit score needs to be vetted properly. Quick-fix solutions to improving your credit score are the most likely to backfire without a doubt.
What Jim discusses in this video is NOT quick-fix solutions but rather a few tools which can help you recognize small items within your credit profile that if corrected can have create a small improvement to your credit score quickly. If you stopped there that would be it.
Obviously if you continued to monitor your credit and take corrective actions your credit score would continue to improve.
Jim recommends Credit Pro by CBC for helping determine what small actions can be taken today to improve your credit score.
Credit isn’t just important to getting mortgage, it’s also a rating factor in determining NY home insurance premiums.
Watch this video for more information:
(if you can’t see the video click here)
Thankfully we have Jim Cardinal, Branch Manager for Syracuse Securities {visit his website to learn more} and Alexis Meeks of Karp, Ackerman, Skabowski & Hogan CPAs {Connect with Alexis on LinkedIn} to explain what is happening in the mortgage industry, how issues will impact the home buying process and what actions to take moving forward.
You can reach them by phone at:
- Jim Cardinal | (518) 281-0077
- Alexis Meeks | (518) 828-7618
We can help with homeowners insurance
If you are a first time home buyer or if you currently own a home we would love the opportunity to help you find the proper coverage at the most competitive rate for your home insurance. We are dedicated to helping you make the best decisions regarding your insurance and providing our community are resources like Mortgage Mondays are part of that dedication.
If you would like to receive a quote give us a call at (518) 456-6688 or click here to begin the process by email.
Thank you,
Ryan Hanley, CIC