Albany NY auto insurance is easy to find when you’re using a local independent agent! Many people don’t understand the value of the independent agent. So we are going to tell you why you should consider using an independent agent for your auto and homeowners insurance needs.
First of all, what is an independent agent? Independent insurance agents typically represent a number of insurance companies, or “carriers”, and sell the products that most appropriately meet the needs of their clients. These agents work for the client, not the insurance company.
If you are looking for Albany NY auto insurance, an independent agent can do important things for you:
- Because independent agents represent many different companies, they can quickly check prices of dozens, if not more, insurance companies. Rates vary widely from company to company, so an independent agent can very likely get you a better deal than you can get for yourself through, say, Geico.
- Independent agents offer all different types of insurance. Policy types includes homeowners, renters, health and life insurance, business insurance etc. Your agent can handle all of your insurance for you, which means just one contact.
- Insurance is a complicated subject. It’s an agent’s business to understand it, and communicate it to you so you understand it as well. If you go to a direct writer of insurance (think GEICO or Progressive), you are representing yourself. Do you know how much coverage you should really have? Work with an independent agent to figure that out rather than take the risk of making decisions yourself.
- An independent agent can help you if you are involved in a claims situation. The agent can be your advocate. Would you rather have an experienced insurance professional guide you through a claim, or do you want to do it yourself?
The Murray Group is committed to bringing security to our partners lives. We therefore provide you with valuable tips and advice that you can apply in your daily life. Visit our blog for tons of information on all kinds of insurance.
Our phone number is (518) 456-6688 to speak with a team member. Also, you can connect with The Murray Group further on The Murray Group Facebook Page.
Disclaimer: This article is for informational purposely only. There is no legal advice being suggested. The author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.