The Murray Group Insurance & Financial Services

A Broad or Special form policy will provide coverage in most cases. However, if you have a Basic or Fire…

Co-Insurance can have a drastic affect on how an insurance loss is valued because not meeting coinsurance requirements can mean…

If your business has employees then you are exposed for a loss related to employee practices. This isn't just sexual…

ISO is an independent organization that rates buildings for many different factors that effect the insurability of the building.

There are many exclusions on a General Liability policy just on the standard forms and then each individual insurance carrier…

Employer sponsored life insurance is a wonderful benefit to receive as an employee. However, just because life insurance is offered…

The quick and easy answer to this is yes. You should have more insurance coverage than the state mandated minimum…

At the 10,000 foot view, the major difference between a landlord policy and a homeowner policy is that a landlord…

According to the Federal Trade Commission, based on the numerous studies that have been done on the issue of credit…

Flood loss is absolutely NOT covered on your homeowners insurance. Flood is covered by a separate individual policy which can…