Personal Insurance Is flood covered under homeowners insurance? Flood loss is absolutely NOT covered on your homeowners insurance. Flood is covered by a separate individual policy which can…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Can my homeowners insurance carrier cancel my insurance after three claims? After the first 60 days they cannot cancel your policy until renewal no matter how many claims you have. But…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How does an umbrella insurance policy work? In the case of a personal umbrella underlying policies would include auto insurance, homeowners insurance, boat insurance, rental property insurance,…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is the importance of being the first named insured on an insurance policy? The importance of having the first named insured listed correctly on any insurance policy is because of the rights and…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is personal liability insurance? Personal liability insurance protects you and your family in the event there is a lawsuit resulting from 3rd party bodily…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is med pay coverage on a car insurance policy? Medical payments or med pay coverage on the auto insurance policy is a regardless of fault coverage that pays for…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How does my flood zone effect flood insurance premium? Watch this video "How does my flood zone effect flood insurance premium?" for more details on the four different types…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is the difference between comp and collision coverage? Comp (a.k.a Comprehensive or Other Than Collision) and Collision are physical damage insurance coverages on a personal or business auto…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is renter insurance? Renter insurance is an insurance policy built to suit the needs of individuals and families who do not own the…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is personal property insurance on a homeowner insurance policy? Personal property includes all your "stuff" including tables, chairs, clothes, dishes, electronics, jewelry, art work, etc. However, it is important…The Murray Group Insurance & Financial ServicesJune 28, 2018