Personal property insurance coverage is most often listed on the homeowners insurance policy as “Coverage C”. Personal property coverage is a separate limit of insurance from the building coverage on the home itself.
Personal property includes all your “stuff” including tables, chairs, clothes, dishes, electronics, jewelry, art work, etc. However, it is important to understand that certain types of personal property like electronics, jewelry, and art work have special sub-limits that limit coverage.
It is important to be aware of these sub-limits and make sure that each meets your unique need.
Watch this video “What is personal property insurance on a homeowner insurance policy?” for more details:
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This is video #16 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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created by Ryan Hanley