Workers compensation insurance was created to guarantee employees medical benefits in the event of work related injury. In exchange for that guarantee, employees lose the ability to sue their employer.
However, that may be the intent of the workers compensation insurance but it is still possible for an employee to sue. It doesn’t necessarily mean that the employer was negligent.
In the event an employee does sue and is awarded additional benefit above the standard workers comp benefit, workers comp insurance policies in New York State contain employer liability coverage which will respond.
Watch this video “Can an employee sue my business if I have workers compensation insurance?” for more details:
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created by Ryan Hanley