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Can an employee sue my business if I have workers comp?

Workers compensation insurance was created to guarantee employees medical benefits in the event of work related injury. In exchange for that guarantee, employees lose the ability to sue their employer.

However, that may be the intent of the workers compensation insurance but it is still possible for an employee to sue. It doesn’t necessarily mean that the employer was negligent.

In the event an employee does sue and is awarded additional benefit above the standard workers comp benefit, workers comp insurance policies in New York State contain employer liability coverage which will respond.

Watch this video “Can an employee sue my business if I have workers compensation insurance?” for more details:

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This is video #45 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

If you have additional questions regarding workers comp insurance or if you would like to discuss and receive a quote for a workers comp insurance policy use the link below:

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

created by Ryan Hanley