Personal Insurance How are insurance claims handled on a partial loss? If the partial loss is valued at Replacement Cost you get new for old, like kind and quality in today's…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Why does it take longer to get a business insurance quote than an auto insurance quote? Business Insurance (in most cases) there is an actual human being reviewing your application. This can work in your favor…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is the Best Restaurant Insurance Program? There are many different types of restaurant insurance programs available in the marketing today. But there is one defining difference…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How does pay-as-you-go workers comp help my business? Pay-as-you-go workers comp allows employers to pay their workers compensation premiums as they pay payroll. This is a great tool…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Does Homeowners Insurance Cover a Nuclear Explosion? In New York State the standard homeowners insurance policy does NOT cover a loss from Nuclear accident.The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is an Independent Insurance Agent? What defines an Independent Insurance Agent is our ability to shop your insurance through multiple carriers. Our job is help…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance If my garage burns down, will my homeowners insurance cover my car? If your car is parked in your garage and there is a fire that causes damage to the car your…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Does how I pay for my insurance affect my premiums? Some companies will even give a discount if you Pay-in-Full. If you don't pay-in-full, every insurance company will charge you…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Do I need to cover independent contractors for workers comp? Whether or not your business needs to cover independent contractors for Workers Compensation Insurance depends completely on your unique situation.The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is employers liability on a workers compensation policy? Workers Compensation insurance was created in order to protect both workers and business owners. If a worker gets hurt the…The Murray Group Insurance & Financial ServicesJune 28, 2018