Workers Compensation insurance was created in order to protect both workers and business owners. If a worker gets hurt the workers compensation coverage provides for medical expense and in exchange the employee gives up the right to sue his/her employer.
However, there are cases where the employee can still sue the employer and in the event that the employee does sue Employer Liability provides coverage to business against the employee.
Employer Liability is found on the workers compensation policy.
Watch this video “What is Employers Liability on a Workers Compensation Policy?” for more details:
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