Personal Insurance Does changing my insurance company affect my credit score? Changing your insurance carrier has NO effect on your credit score. You can change as often as you like and…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What happens to my comp and collision premium as my car loses value? Over time as your car loses value the premiums you pay for physical damage coverages Comp and Collision should go…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is physical damage coverage on a car insurance policy? Physical Damage coverage on your auto insurance policy is coverage for damage done to your car. Now if someone else…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Does my credit rating influence my car insurance premiums? More and more new clients are asking, "Does credit rating influence my car insurance premiums?"The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Why does the insurance company audit my business every year? If you have an Auditable policy the insurance carrier will contact you ever year to get updated figures on whatever…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Will I have to pay more for insurance because I’m young? The reality of auto insurance is that young drivers are going to pay more than their more experienced counterparts.The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is an additional insured and when do I add additional insured to my policy? When your business is asked for Additional Insured what you are doing is extending some of the coverage and rights…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How do I offer my employees health insurance? The best way to offer your employees health insurance is to sit down with independent insurance agent (Doesn't have to…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance When do I need workers comp for my employees in New York state? In the state of New York you are required to purchase Workers Compensation (and Short-term Disability) starting the first day…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What’s the difference between Bodily Injury coverage and Med Pay? Bodily Injury liability insurance is coverage against You being at-fault in an auto accident in which there is bodily injury…The Murray Group Insurance & Financial ServicesJune 28, 2018