Employee Benefit Liability is necessary to fill the gap of liability when your business offers benefits to employees such health insurance or group life.
Your employees can sue you if you do not administer the plans properly or if benefits are cancelled or reduced without notifying employees.
This types of lawsuits filed by employees against your business are NOT covered under general liability.
You need Employee Benefit Liability.
Watch this video “When Does My Business Need Employee Benefit Liability?” for more details:
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This is video #71 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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created by Ryan Hanley