Personal Insurance What is New York state short term disability insurance? Short-term disability is provided by the employer and coverages any injury sustained by an employee. Not just injuries that happen…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What insurance covers my jewelry for theft? Theft coverage for jewelry is included on most homeowners and renters insurance policies. However, the coverage included on an unendorsed…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How much homeowner insurance should I have? There are so many factors that go into how much homeowners insurance you should have. In an effort to not…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is an umbrella policy and why would I need one? An umbrella policy is a liability insurance policy that provides an extra layer of coverage over and above your underlying…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How does my loss ratio affect business insurance premiums? [Video] For most small businesses loss ratio has the most obvious effect on workers compensation insurance premiums.The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How do I set up a health savings account? Health Savings Account or HSA is a type of bank account that you contribute to with pre-tax dollars and grows…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Does long-term care insurance cover nursing home cost? Long-term care insurance does cover nursing home cost as part of the general benefit structure. There are many different benefits…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Can an employee sue my business if I have workers comp? Workers compensation insurance was created to guarantee employees medical benefits in the event of work related injury. In exchange for…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Do I need long-term disability income insurance? Long-term disability insurance protects you and your family from lost income in the event you are injured and can't work.…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What does a personal umbrella policy cover? A personal umbrella policy acts as last line of liability defense in the event the limits of your underlying policies,…The Murray Group Insurance & Financial ServicesJune 28, 2018