Personal Insurance

Personal liability insurance protects you and your family in the event there is a lawsuit resulting from 3rd party bodily…

Medical payments or med pay coverage on the auto insurance policy is a regardless of fault coverage that pays for…

Watch this video "How does my flood zone effect flood insurance premium?" for more details on the four different types…

Comp (a.k.a Comprehensive or Other Than Collision) and Collision are physical damage insurance coverages on a personal or business auto…

Renter insurance is an insurance policy built to suit the needs of individuals and families who do not own the…

Personal property includes all your "stuff" including tables, chairs, clothes, dishes, electronics, jewelry, art work, etc. However, it is important…

The primary purpose of an additional interest on an insurance policy is to keep the insurance carrier organized as to…

Sump pump failure and water back up coverage is an endorsement to the homeowner insurance policy that provides...

That doesn't mean that as an New York insurance consumer you can't use the term hazard insurance when referring to…

NY workers compensation can be very tricky especially if you're not familiar with the intricacies of a NY workers comp…