In a very limited capacity some types and sizes of boats do have coverage under a homeowners policy.
However, I want to stress the LIMITED COVERAGE. Hoping that your boat is covered under your homeowners insurance is not prudent.
The proper way to insurance boat is a separate policy designed specifically for a boat. Most carriers have boat insurance.
Watch this video “Do I need boat insurance or is my boat covered by home insurance?” for more details:
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This is video #59 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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created by Ryan Hanley