In a very limited capacity some types and sizes of boats do have coverage under a homeowners policy.
However, I want to stress the LIMITED COVERAGE. Hoping that your boat is covered under your homeowners insurance is not prudent.
The proper way to insurance boat is a separate policy designed specifically for a boat. Most carriers have boat insurance.
Watch this video “Do I need boat insurance or is my boat covered by home insurance?” for more details:
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This is video #59 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.
created by Ryan Hanley