Are you looking for an auto insurance umbrella policy?
Unfortunately, such a thing does not exist. Auto insurance and umbrella insurance are two completely separate insurance policies. However, when building a quality personal insurance program, auto insurance and umbrella insurance are two necessary policies to purchase.
Umbrella insurance is a liability only insurance policy which provides insurance in excess of your underlying insurance coverages (such as auto insurance, home insurance, boat insurance, etc).
You have heard someone use the term, “Auto insurance umbrella policy,” in reference to an umbrella insurance policy because an umbrella policy can respond to a claim which originates from your auto insurance.
I want to be clear that your umbrella insurance policy is a completely separate policy from your auto insurance.
Watch this short video for the entire explanation:
If you want to watch this video on YouTube, you can do so here. I encourage you to subscribe on YouTube so that you never miss a new episode.
This video is part of an ongoing series dedicated to helping consumers get answers to their insurance questions. If you’d like to follow along on YouTube, connect below:
If you have questions about your insurance program or if you would like to receive a proposal for auto insurance or home insurance, please give us a call at 518-777-7777 or email us at insurance@murraygrp.com. You can also click here to contact us through our website.
We’re here to help you find peace of mind.
Thank you and good luck,
Ryan Hanley, CIC
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