In the continental United States your New York State auto insurance policy is going to cover you if there is an accident with a rental car.
Important to remember, you must have auto insurance in New York State and you must be renting the car in the United States. Other states and other parts of the world this may not necessarily be true.
If you are traveling outside of the United States I always highly recommend you look for another option like the local coverage or your credit card may have an option.
Watch this video “Does My Car Insurance Cover Me When I Rent a Car?” for more details:
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This is video #79 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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created by Ryan Hanley