Home Insurance and Not Watering Your Christmas Tree

“Please Keep Your Christmas Tree Watered!”

Many Americans still choose to purchase natural Christmas trees (over their metal and plastic counterparts) to celebrate the Christmas holiday.

If properly watered your natural Christmas tree will permeate an intoxicating aroma of warmth and comfort throughout the house.  Spreading Christmas cheer for all who see and smell it.  However, if not properly watered your natural Christmas tree turns in a kindle box, ignitable with a warm breath (mild exaggeration…kind).

Luckily, your NY home insurance policy covers Fire.

According to the United States Fire Administration Christmas trees account for 200 fires annually, resulting in 6 deaths, 25 injuries and more than $6 million in property damage.

The US Fire Administration warns that dry and neglected trees are easily ignited by electrical shorts and open flames from candles, lighters or matches.

So your NY home insurance policy covers a loss from Fire, that’s great.  But do you really want to have to deal with that kind of loss and all the resulting damage?  Heck no you don’t.

The video clip below from the Building and Fire Research Laboratory of the National Institute of Standards and Technology illustrates what happens when fire touches a dry tree.

Please remember, I write this not to scare people out of buying a natural Christmas tree (If I felt like dealing with the mess I would prefer a natural tree).

But at the Murray Group we sell home insurance and deal with Fire Loss all the time.

We feel it’s important that as your local NY insurance agent we warn you of the potential dangers associated without improper maintenance around the home.  Understanding risk is the first step to preventing a NY home insurance loss.

No one wants their house to start on fire because they forgot to water the Christmas tree…

So if you purchase a natural tree this holiday season, Water Often!

Our goal is make sure you have the peace of mind you deserve through insurance and risk management services, so you can get back to enjoying your life.

If you would to receive a free quote on your NY home insurance please call us at (518) 456-6688 or you can Click Here to email us.