This is one of the questions asked most often of insurance agents and the unfortunate answer is “It Depends.”
There are so many factors that go into how much homeowners insurance you should have. In an effort to not get too technical on you I would say that as long as your policy in written and insured at Replacement Cost you are doing well.
That doesn’t mean you have the absolutely correct amount but you are in the ball park. Determining the amount of homeowner insurance appropriate for your home is something I would recommend you leverage your insurance professional for.
Watch this video “How Much Homeowner Insurance Should I Have?” for more details:
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This is video #52 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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created by Ryan Hanley