With the passing of Obamacare legislation, small businesses looking for Albany health insurance have been thrown in a state of flux. New York State has already adopted many measures in the Obamacare legislation that many other states have not. So for small businesses looking to purchase Albany health insurance many of the caveats of the legislation have already been added.
2014 is going to be tumultuous year for small business health insurance in the Albany area. Many small business owners will see changes in the way their health insurance program is delivered. They will also have to deal with different ways of delivering health insurance to their employees.
Many Questions About Albany Health Insurance Coverage
What’s frustrating when it comes to Albany health insurance coverage is the fact most experts don’t know what this legislation is even going to look like or if it will still be in existence in its current form when we reach 2014. The Republican side of our federal government is working hard to repeal at least certain portions of the Obamacare legislation if not the entire bill.
What makes offering Albany health insurance such a question mark is whether or not what we understand the Obamacare legislation to be today will still be applicable eight months from now when 2014 hits. The landscape of how Albany small business deliver health insurance to their employees is going to change regardless.
You want to work with a health insurance agent that is staying current on what is happening in Washington and what’s happening in the Albany state legislative body in regards to Obamacare.
Many health insurance agents who only provide Albany health insurance on a part-time basis have moved away from following this legislation and in many cases are giving up on finding new clients to work with. This is not the type of health insurance agent that you want to work with. Because if they’ve given up writing new business that means they are not following legislation and are not going to be able to provide you with the most accurate information when it’s time for health insurance program to renew.
In order to find the best Albany health insurance coverage possible for your employees whether it’s through a new government run health insurance exchanges or through a traditional health insurance carrier you need to have an independent insurance agent that you trust and knows how to provide you with the guidance to make sure that you can make the best possible decision.
If you want to find the best Albany health insurance coverage look for the Google Reviews of the agency that you currently work with.
At the Murray Group we have brought on an agent who used to work for a health insurance carrier in the local Albany, NY market and knows the health insurance carriers involved, as well as the health insurance language that our state and federal legislators use. He is constantly learning and updating on the potential outcomes of New York State health insurance exchanges.
The purpose of this article is not to tell you that you must work with the Murray Group. The purpose of this article is to tell you that things are changing when it comes to providing Albany health insurance coverage.
It is important to the success of your health insurance program and to the health, safety and benefits of your employees that you work with an agency dedicated to providing you with good health insurance information and products. For some small businesses that will mean the health insurance exchange and others that means working with a traditional health insurance carrier.
If you have questions about your health insurance program or if you would like to talk with the Murray Group’s health insurance expert on the future of your health insurance program please give us a call at (518) 456-6688 or click here to begin a relationship by email.
Ryan Hanley, CIC
photo credit: lululemon athletica via photopin cc