Skip to main content

Insurance Score vs Credit Score: Which Impacts Your Insurance Premiums? [Video]

insurance score vs credit score

Confused by insurance score vs credit score? We hear insurance score vs credit score thrown around quite a bit in regards to insurance premiums. It’s important to understand two main points from the beginning:

1) In New York State, insurance carriers are allowed to use information from your credit report to determine premiums.

2) Insurance score is a completely separate number from credit score .These two terms CANNOT be used interchangeably.

In essence, insurance score is a derivative of your credit report. Additionally, your insurance score is going to be different with each insurance carrier.

Watch this short video below for a full understanding of insurance score vs credit score:

If you want to watch this video on YouTube, you can do so here. I encourage you to subscribe on YouTube so that you never miss a new episode.

This video is part of an ongoing series dedicated to helping consumers get answers to their insurance questions. If you’d like to follow along on YouTube, connect below:

If you have questions about your insurance program or if you would like to receive a proposal for auto insurance or home insurance, please give us a call at 518-777-7777 or email us at You can also click here to contact us through our website.

We’re here to help you find peace of mind.

Thank you and good luck,

Ryan Hanley, CIC

[wpseo_address show_state=”1″ show_phone=”1″ show_opening_hours=”1″]