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Real or Fake Christmas Tree?

By December 5, 2019December 5th, 2023Personal Insurance

This is a debate in many homes across the country at this time of the year: Should you use a real or fake Christmas tree? For centuries, the Christmas tree has been the hall mark holiday decoration. But it serves as more than just a decoration. For families celebrating Christmas, it is a place to gather on Christmas morning to open Santa’s presents – a center for family joy and holiday tradition.

So it makes sense that it would be a big decision. One of the insurers we represent, New York Central Mutual, recently wrote their own blog post on this topic. And we want to share with you their pros and cons.

Should you use a real or fake Christmas tree? Here is the case for either way:


As insurance agents, safety is always a priority for us. We note that a real Christmas tree can be highly flammable if not watered appropriately. So we’d ask that you water your tree regularly to avoid fire hazards if you choose a real Christmas tree. While your homeowners insurance policy should provide coverage for fire, we’d hate to see you have a claim as a result.

Another recommendation is to place the real tree away from heating elements and electrical cords to prevent a potential fire.

Whatever your decision may be, we hope that you enjoy the Christmas tree in the safest way possible. And that you have a healthy, spirited holiday season!

For the full NYCM blog post, you can click here.

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested. The author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

Photo by Michael Voroshnin on Unsplash