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Top Five Reasons to Have Albany NY Auto Insurance

By September 19, 2018Personal Insurance

Albany NY auto insurance is a must – because it’s a law you have to have it if you own a vehicle! But there are several other reasons why you should have auto insurance. Let’s elaborate.

1. Your car is a valuable asset. Think about it. You probably spent quite a bit of money for your vehicle. When we think about assets, we usually think about our home or retirement savings. But you can trade in your vehicle for a value or resell it. It may not be your highest valued asset but it’s worth protecting.

2. It’s a necessary asset for most people. If you live in the suburbs, it’s highly unlikely that you can take a bus to work or to the grocery store. Without a vehicle, we can’t get to work to make money to support our families or have food to make a healthy dinner.

3. You have other assets worth protecting. What most people do not realize is that Albany NY auto insurance protects your home, mutual funds, retirement funds, and other assets. If you do not have enough liability coverage on your policy, a judge can try to take your assets and even future wages to pay for a judgment.

4. Your health and your passenger’s health may be at stake. An Albany NY auto policy provides coverage for your injuries sustained in an accident. It’s called Personal Injury Protection, and you should be buying the maximum amount that New York state allows you to buy.

5. Your future income may depend on it. Another benefit of purchasing Personal Injury Protection is that it covers lost wages. If you are unable to work, it is possible that your policy will provide coverage for up to $2,000 per month of lost wages.

We know that you have to purchase Albany NY auto insurance if you have a car, but we also want to make sure that you are buying the proper amount of insurance at the best price.

Join the thousands of other individuals, families and businesses that trust The Murray Group to provide the most comprehensive insurance available! Please call us today at (518) 456-6688 or email Jim directly at

The Murray Group is committed to bringing security to our partners lives. We therefore provide you with valuable tips and advice that you can apply in your daily life. Visit our blog for tons of information on all kinds of insurance.

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested. The author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.