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What insurance covers my jewelry for theft?

Theft coverage for jewelry is included on most homeowners and renters insurance policies. However, the coverage included on an unendorsed homeowners or renters insurance policy can be very limited.

If you want to coverage a piece of jewelry for it’s true value than you need to do one of two things:

  1. Specifically schedule the piece of jewelry onto your homeowners or renter insurance policy.
  2. Buy a separate inland marine insurance policy for that piece of jewelry.

In both cases you will need to get the jewelry appraised and give the appraisal to your insurance professional.

Watch this video “What Insurance Covers My Jewelry for Theft?” for more details:

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This is video #51 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

If you have additional questions regarding jewelry insurance or if you would like to discuss and receive a quote for a jewelry insurance policy use the link below:

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

created by Ryan Hanley