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What is considered a pre-existing condition on health insurance policy?

A pre-existing condition on a health insurance policy is any prior medical condition you have developed or sustained prior to purchasing the health insurance policy.

On most health insurance policies pre-existing conditions are only a concern if the policy holder did not have prior coverage with another health insurance carrier.

In the case of no prior insurance the health carrier will exclude coverage for six months to a year before providing coverage for that condition.

Watch this video “What is Considered a Pre-Existing Condition on Health Insurance Policy?” for more details:

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This is video #49 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

created by Ryan Hanley