Commercial general liability insurance is one of the most common insurance coverages purchased by businesses. Most people think that commercial general liability insurance only provides coverage for slips, trips and falls, or 3rd party property damage.
There is obviously a lot more to general liability coverage than just slips, trips and falls. An easier way of trying to understand the types of claims scenarios that would be covered is to understand what is NOT covered.
What Commercial General Liability Insurance is NOT
General liability insurance is Not a catch all coverage. There are many liability related accident and incidents that can happen in your business that are not covered by commercial general liability insurance.
General liability insurance will Not protect against things you do on purpose.
General liability insurance does Not cover your building or property.
Watch this video to get the whole story, “What is Covered on a Commercial General Liability Insurance Policy?” for more details:
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This is video #77 of a 100 insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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created by Ryan Hanley