At a 10,000 foot view general liability is slips, trips and falls meaning bodily injury and/or property damage to a 3rd party.
A woman walks into your store and slips on a puddle, breaks her hip and sues your business for the medical damage. That’s General Liability.
Professional liability is protecting your business against bad advice or guidance. Any time you give professional opinion, advice or guidance you are opening yourself up to a professional liability claim. Scary right?
Watch this video “What is the difference between general liability and professional liability?” for more details:
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This is video #41 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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created by Ryan Hanley