An often misunderstood NY auto insurance coverage is NY uninsured motorist insurance coverage which protects you and the people in your car in the event another driver hits you with inadequate NY insurance coverage or no NY auto insurance at all.  Often drivers that carry low auto insurance liability limits do not have many assets to protect.  So in the event that you or someone in your car is badly injured by another driver and they have inadequate auto insurance liability limits there is nothing to gain by suing the driver.

In that case you can put a claim in under your own insurance policy for NY uninsured motorist insurance coverage.

NY uninsured motorist insurance coverage is a relatively inexpensive coverage that is extremely important.

Watch this video “What is uninsured motorist coverage?” for more details:

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This is video #4 of a one hundred video series that The Murray Group is producing to provide NY insurance consumers with quick, valuable answers to their everyday NY insurance questions.

If you have additional questions regarding uninsured motorist coverage or if you would like to discuss and receive a quote on your NY auto insurance use the link below:

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.