Bodily Injury liability insurance is coverage against You being at-fault in an auto accident in which there is bodily injury to a 3rd Party most often in another car.
Medical payments is a coverage designed to cover the medical expense of individuals within your car. Another interesting fact about medical payments… If you are under the influence of drug or alcohol your No-Fault coverage does not respond.
So the only coverage you will get to cover your own medical expense will be Medical Payments.
Watch this video “What’s the Difference Between Bodily Injury Coverage and Medical Payments?” for more details:
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This is video #75 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.
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created by Ryan Hanley