When do I need workers comp for my employees in New York state?

In the state of New York you are required to purchase Workers Compensation (and Short-term Disability) starting the first day that you have an employee working for you.

Most often you can take a workers compensation policy out with the same insurance carrier that provides you Business Insurance or General Liability. There are select cases where only the New York Workers Compensation Fund will provide coverage.

Either way if you do not have coverage starting the first day you have an employee the state can fine you or put a “Stop-Work” order on your business.

Watch this video “When Do I Need Workers Compensation Insurance for My Employees?” for more details:

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This is video #74 of a one hundred insurance video series that The Murray Group is producing to provide insurance consumers with quick, valuable answers to their everyday insurance questions.

If you have additional questions regarding workers compensation insurance or if you would like to discuss and receive a quote for a workers compensation insurance policy use the link below:

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

created by Ryan Hanley