Your home will probably be the largest, most expensive asset that you purchase in your life time. It is just one asset of a portfolio of assets that you may have. It is critical to work with a trusted advisor, like The Murray Group, who will evaluate the total worth of your assets and ensure that you are fully protected.
At The Murray Group, many of us are homeowners too. We know that every home has unique risk exposures that, if not properly accounted for, can lead to gaps in your asset protection. We are knowledgeable and thorough in finding the coverage that works for your unique home.
We understand that purchasing NY home insurance is a critical decision whether you have owned your home for twenty years or are a first time owner.
As your leading New York risk management and insurance agency, we represent multiple, highly reputable carriers. This allows us to create a customized asset protection program for you. Regardless of where you are located across the state, we are here to help you protect what matters most.
NY Home Insurance Coverages
Typical insurance coverage packages for NY home insurance can include the coverage for the following:
- The physical structure of your home at replacement cost
- Personal possessions
- Additional living expense (in the event of covered loss or a natural disaster)
- Personal liability insurance
Looking for specialty coverage for those unique exposures? Our fully adaptable policies can be customized with further endorsements to enhance your homeowners insurance. Our clients can benefit from additional coverage options, including:
- Valuable Articles/Floater insurance policies (i.e. Jewelry Insurance)
- Flood insurance policies
- Earthquake insurance policies
- Umbrella insurance policies (additional liability)
- Animal Liability (liability issues due to household pets)
To learn more about our NY home insurance policies and receive your NY home insurance proposal, call us today at (518) 456-6688 or click here to email us.
Have more insurance questions? Visit our 100 Most Frequently Asked Insurance Questions page to find more great insurance resources.