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Website Visitors
Like most website operators, The Murray Group Insurance Services collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. The Murray Group Insurance Services’s purpose in collecting non-personally identifying information is to better understand how The Murray Group Insurance Services’s visitors use its website. From time to time, The Murray Group Insurance Services may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
The Murray Group Insurance Services also collects potentially personally-identifying information like Internet Protocol (IP) addresses. The Murray Group Insurance Services does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.
Gathering of Personally-Identifying Information
Certain visitors to The Murray Group Insurance Services’s websites choose to interact with The Murray Group Insurance Services in ways that require The Murray Group Insurance Services to gather personally-identifying information. The amount and type of information that The Murray Group Insurance Services gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at this website to provide a username and email address. Those who engage in transactions with The Murray Group Insurance Services are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, The Murray Group Insurance Services collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with The Murray Group Insurance Services does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Use of Personal Data
The Murray Group Insurance Services may collect aggregated statistics about the behavior of visitors to its websites. For instance, The Murray Group Insurance Services may monitor the most popular website account on this site. The Murray Group Insurance Services may display this information publicly or provide it to others. The Murray Group Insurance Services does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
The Murray Group Insurance Services discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on The Murray Group Insurance Services’s behalf or to provide services available at The Murray Group Insurance Services’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using The Murray Group Insurance Services’s websites, you consent to the transfer of such information to them. The Murray Group Insurance Services will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, The Murray Group Insurance Services discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when The Murray Group Insurance Services believes in good faith that disclosure is reasonably necessary to protect the property or rights of The Murray Group Insurance Services, third parties or the public at large. If you are a registered user of an The Murray Group Insurance Services website and have supplied your email address, The Murray Group Insurance Services may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with The Murray Group Insurance Services and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. The Murray Group Insurance Services takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Cookies
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. The Murray Group Insurance Services uses cookies to help The Murray Group Insurance Services identify and track visitors, their usage of The Murray Group Insurance Services website, and their website access preferences. The Murray Group Insurance Services visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using The Murray Group Insurance Services’s websites, with the drawback that certain features of The Murray Group Insurance Services’s websites may not function properly without the aid of cookies.
Privacy Policy Changes
Although most changes are likely to be minor, The Murray Group Insurance Services may change its Privacy Policy from time to time, and in The Murray Group Insurance Services’s sole discretion. The Murray Group Insurance Services encourages visitors to frequently check this page for any changes to its Privacy Policy.
This Privacy Policy is available under a Creative Commons Share-alike license.