Personal Insurance Does long-term care insurance cover nursing home cost? Long-term care insurance does cover nursing home cost as part of the general benefit structure. There are many different benefits…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Can an employee sue my business if I have workers comp? Workers compensation insurance was created to guarantee employees medical benefits in the event of work related injury. In exchange for…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Do I need long-term disability income insurance? Long-term disability insurance protects you and your family from lost income in the event you are injured and can't work.…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What does a personal umbrella policy cover? A personal umbrella policy acts as last line of liability defense in the event the limits of your underlying policies,…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is considered a pre-existing condition on health insurance policy? A pre-existing condition on a health insurance policy is any prior medical condition you have developed or sustained prior to…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance What is household rating and how does it effect my car insurance premiums? Household rating can seem annoying. Why should your auto insurance premiums be affected by the driving history of a roommate…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How does actual cash value (ACV) affect a homeowners insurance claim? Actual Cash Value is way of valuing a property insurance loss after a claim. The main concept that you need…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Should my small business have business income insurance? Business income provides reimbursement for lost revenue after a coverage insurance loss. But for companies that do not have physical…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance How do I insure a vacant building? Vacant homes can be tricky to place insurance on. This is because most of the well-known standard insurance carriers do…The Murray Group Insurance & Financial ServicesJune 28, 2018
Personal Insurance Is Hail Damage Covered on My Homeowners Insurance Policy? A Broad or Special form policy will provide coverage in most cases. However, if you have a Basic or Fire…The Murray Group Insurance & Financial ServicesJune 28, 2018